Are you dreaming of owning your own home but struggling to come up with a large down payment? I have the perfect solution for you with a Conventional 1% Down program.

This program is designed to help income-qualified buyers with a FICO score of 620 or higher achieve their dream of homeownership. With the Conventional 1% Down program, borrowers put down just 1% of the purchase price, and UWM will pay an additional 2%, up to $4,000, giving them a total down payment of 3%.

To qualify, borrowers must have income at or below 80% of the Area Median Income. The program offers 30-year fixed loans with a loan-to-value ratio of 97% and is available for primary purchases only. Unfortunately, High-balance loans are not available in this program.

What sets this program apart is that it will only be available to loan officers who achieve PRO Elite status. This means that borrowers can trust that they are working with a highly qualified and experienced loan officer dedicated to helping them achieve their homeownership goals.

If you have been struggling with a large down payment, the Conventional 1% Down program could be the key to unlocking the door to homeownership for you. With low down payment requirements and the support of a trusted loan officer, buying your dream home has never been more attainable. Contact me today to see if you qualify for this exciting program and take the first step towards making your homeownership dreams a reality.